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Terms and Conditions

TERMS AND CONDITIONS

By using this website "vickihaspels.com", you agree to be bound by these Terms and Conditions.
The terms “we”, “us”, and “our” refer to Vicki Haspels trading as Vicki Haspels, a sole trader registered in Australia - ABN: 90843092763.
Accessing or using this Site constitutes acceptance of these Terms. You must be at least 18 years of age and have the legal capacity to enter into binding agreements to use this Site.

USE OF THIS WEBSITE
You agree to use this Website for lawful purposes only.
You must not post, transmit, or distribute any material that:
  • infringes the rights of others
  • is unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable
  • encourages conduct that constitutes a criminal offence
  • gives rise to civil liability
  • breaches any applicable Australian law
We reserve the right to restrict or terminate access to the Site if these Terms are breached.

INTELLECTUAL PROPERTY
All content on this Website — including text, articles, blogs, meditations, course materials, graphics, logos, downloads, audio, video, branding, and designs — is the intellectual property of Vicki Haspels trading as Vicki Haspels, unless otherwise stated.
You may not reproduce, distribute, modify, publish, sell, share, or exploit any content without prior written permission.
Purchase of a product or service does not transfer ownership of intellectual property.

PRODUCTS AND SERVICES
This Website may offer digital products, readings, online courses, memberships, meditation training, coaching programs, events, and related services (“Services”).
By placing an order, you confirm:
  • You are over 18 years of age.
  • All information provided is accurate and complete.
  • You are authorised to use the payment method supplied.
Payments are processed securely through third-party providers such as Stripe, Square or PayPal. We reserve the right to refuse or cancel any order.
All prices are listed in Australian Dollars (AUD) unless otherwise stated and may change without notice.
If a pricing error occurs, you will be notified and offered the option to reconfirm or cancel your purchase.

REFUNDS
Due to the nature of digital products and delivered services:
Once access has been granted or a service has been delivered, refunds will not be provided except where required under Australian Consumer Law.
For training programs requiring deposits, specific refund conditions will be outlined at the time of purchase.
Nothing in this policy excludes your rights under Australian Consumer Law.

AUSTRALIAN CONSUMER LAW
Under the Australian Consumer Law, you are entitled to a replacement or refund for a major failure and compensation for any other reasonably foreseeable loss or damage.
If a service does not meet consumer guarantees under the Australian Consumer Law, you may be entitled to a remedy.

LIMITATION OF LIABILITY
To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of this Website or Services.
All tarot readings, psychic services, meditation guidance, Reiki sessions, coaching, and spiritual services are provided for personal development purposes only and are not a substitute for medical, psychological, legal, or financial advice.
Nothing in these Terms excludes liability that cannot legally be excluded under Australian law.

THIRD-PARTY LINKS
This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of external sites.
Accessing third-party websites is at your own risk.

INDEMNITY
You agree to indemnify and hold harmless Vicki Haspels as Vicki Haspels from any claims, losses, damages, liabilities, and expenses arising from your breach of these Terms or misuse of this Website.

GOVERNING LAW
These Terms are governed by the laws of Queensland, Australia.
Any disputes will first be attempted to be resolved through good faith mediation in Queensland before court proceedings are commenced.

VARIATION
We reserve the right to update these Terms and Conditions at any time. Continued use of the Website after changes are published constitutes acceptance of the revised Terms.

SEVERABILITY
If any provision of these Terms is found to be unlawful or unenforceable, the remaining provisions remain valid and enforceable.

ENTIRE AGREEMENT
​These Terms and Conditions, together with any Privacy Policy and Disclaimer published on this Website, constitute the entire agreement between you and Vicki Haspels trading as Vicki Haspels regarding your use of this Website.
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  • Home
  • Readings
  • Coaching
  • Reiki Plus
  • Past Life Regression
  • Learn Tarot
    • Tarot Practitioner Course
  • Meditation For All
    • Effortless Meditation Training
    • Effortless Meditation
    • Sitting In The Power Meditation
    • Channelled Meditation
  • Meditation Members Log In
    • Self Directed Effortless Meditation Community
    • Effortless Meditation Library
    • Meditation Community Log In
  • Blog